Hence since this enters under the definition of riba, it will not be permissible. The points or rewards you earn from using such a card is considered a gift from the retailer to you. I am earning decent wages, however I have this debt for my credit card – may Allah forgive me. Related. ANSWER. It does not store any personal data. Is payment of this balance transfer fee halal or haram?Assalam o alekum, I know that banking business and credit cards are haram due to involvement of RIBA, interest, is it permissible to have credit card and taking monetary benefits from them like points system, someone uses credit card and get points and those points will be paid back as cash, this is an incentive to use credit card more. The money that you are going to take after five years will be composed of the capital – which is the money paid by the company – and the riba-based profits – which are known as interest. According to Shariah it is permissible to make use of a cred it card if you pay the monthly bills timeously. Does anyone know if such a bank that’s fully halal exist in. Now I am paying 1300 aed every month but the gold is already with me. And according to the Quran, interest is haram in any form. This adds to annual fee for subscription as well as other charges that need to be paid even if a customer is able to pay on time. 2. Not all credit cards are haram. Answered by:Mufti Zakaria MakadaChecked. Please give me an answar of a question. b. Home » Hanafi Fiqh » DarulIftaBirmingham » Is it permissable to use a credit card?When we purchase anything using Credit card we are get Bonus/ Reward points on every £100 we spend. Recent games such as Fortnite have children spending about 6 to 7 hours at a time. what is worrying is that they offer. g. Crypto exchange is crypto haram hanafi server locations for the uk, united states, germany, australia, and other countries have now been added to the list of exchanges and crypto-to-crypto markets to monitor by coinmarketcap. Answer. com » Is working for. In the name of Allah, Most Compassionate, Most Merciful, Asking for a loan or borrowing something when there is a genuine need is permissible, provided one has the intention (and means) to pay back, as it can be deduced from the guidelines of the Qur’an and Sunnah. There are other alternatives of credit card like prepaid card which works same as credit card. On that card I had bought many things, including Islamic books, and other stuff. Any haram work shall not turn lawful after agreement. They argue. ” [Sûrah al-Baqarah: 279] Paying interest is sinful, just like receiving interest is sinful. Yes, credit card is considered halal and permissible to use it if it is free of the following reservations: Stipulation of interest or a penalty to be paid in the event of late payment. I have taken a list of Halal & Haram Foods products from these 2 links. What is the A’yat in Qur’an for this as I have to show it to somebody to convince. To make it easy for customers, the customer has two options to pay for the goods. ) If a Credit Card is used for purchases and the bills are paid promptly without requiring to pay interest on late payment, it is permissible and the benefits given by the Credit Card Company as rewards can be availed of. However, if one intends to use a credit card, then he should do so on condition that he is confident in paying back the owe able amount before its due date. End quote. one of the leading Hanafi fuqaha of the present age. Not everyone can engage with a book or sports. 235 Harrison St, Syracuse, NY 13202. also i have credit card machine which i needed to keep for my customers who are coming from abroad. So, for example, working as a driver or a guard would be acceptable, since driving and guarding are fundamentally halal activities. Does a cash advance count as a purchase on a credit card. It's haraam to be party to a contract that involves interest, as you are obliging yourself to possibly perform an unlawful action even if you believe you won't do so. Dr. financial institution does not benefit from any penalty charged on. Conclusion. Q. Salam, Can I use haram money to pay off my dads debts? I live with my dad in his home and contribute to the household. Answer. If customer chooses to pay by EFT, a higher price is charged by seller as. Accepting payment through credit cards which are not allowed. Imam Ibn Taymiyyah (may Allah have mercy on him) said: “When chess distracts us from what we are obliged to do both inwardly and outwardly, it is haram according to the consensus of the scholars – such as when it distracts from an obligatory duty such as prayer or anything that is necessary in the interests of oneself or one’s. Home » Hanafi Fiqh » Daruliftaa. Answer In the name of Allāh, Most Gracious, Most Merciful Assalāmu ῾alaykum wa Rahmatullāhi Wabarakātuh The use of a credit card is allowed in the Shariah,. Cryptocurrency ownership and exchange is untraceable, so it’s often used for makruh or haram purchases. All types of fishes are Halal, with the exception of that which dies naturally in the sea without any external cause. That is, where depositing the money with the bank is with the condition of getting interest and ribā or for the purpose of receiving it. Q. g. Looks familiar. Animals that have been clearly and explicitly prohibited in the Qur’an or Sunnah are without doubt Haram, such as swine, donkey, etc. (Surah al-Baqarah, 185). Not all credit cards are haram. Although there is a difference of opinion in regards to the usage of credit cards, neither of the scholars permit Muslims to have a credit card in which the payment of interest is certain; hence, it will not be permissible for Muslims, according to any. Answered by Ustadh Tabraze Azam. Amin. Home » Hanafi Fiqh » DarulIftaBirmingham » Interest free credit card. All types of fishes are Halal, with the exception of that which dies naturally in the sea without any external cause. Mufti Waseem Khan. customers to delay the payment of their outstanding balance. Scholars generally permit the use of debit (and credit) cards, based on necessity, provided that one only spends within the limits of one’s funds deposited at the bank, that overdraft. 2. The Messenger of Allah (Allah bless him. A Specific Case of Sunni-Shi’a Marriage. Scholars generally permit the use of debit (and credit) cards, based on necessity, provided that one only spends within the limits of one’s funds deposited at the bank, that overdraft. Dubai Islamic Bank Senior Sukuk. a state of heedlessness of Allah. But student loans repayments take inflation into account, and add interest on top. To answer that question, we breakdown Halal trading principles across forex, stocks, CFDs and cryptos. Even if you think you’re being smart and paying your credit card balance. 74%. I pray this finds you in the best of health and states. Answer: Yes, credit card rewards are haram. The different bonds are worth from 100 Rupees to 40000 RS. Thus, in conclusion, if a job has a direct connection and link to the writing, assisting, recording and advising of interest-based transactions, then it will not be. اسلام علیکم My friend want to purchase a mobile from amazon, but he want to make the payment through credit card to get the emi facility, lf he pays throgh credit card than he has to pay the amount in installments which will be for 6 months which includes interest + monthly installments amount. wassalam, [Ustadh] Tabraze Azam. Conditions for a Halal Investment. Hanafi madhab, or Hanafite/Hanafi fiqh, is based on the work of Imam Abu Hanifa, who lived in the late 700s C. But, I pay back quickly and never had any interest paid until now. Q. b) The reason for this stern reprimand is that chess consists of miniature idols (pawns, bishops, queen, etc. July 2008. Too bold for a Malaysian movie. We would like to show you a description here but the site won’t allow us. 1. October 29,. He returned to Canada in 2007, where he founded SeekersGuidance in order to meet the urgent need to spread Islamic. com » My friend is in need of a debit card (interest free transactions)…but for him to obtain this he must upgrade to a new account. There is nothing haram about working in a school, even if females work there. It is, however, better to adopt a different line of work if one is able to without difficulty or hardship to avoid the. The earnings made from such participation is filthy and Haram. The Shafi’i school allows tambourines and long, double-sided drums which are the same throughout. Assalamoalaikum Mufti shahib how are you. Home » Hanafi Fiqh » Askimam. Subliminal messages making the intermingling with the opposite gender seem normal. The points or rewards you earn from using such a card is considered a gift from the retailer to you. Whoever engages in interest has waged war. e. What do bitcoin brokers do; Best crypto exchange nz. The rulings about viewing members of the opposite sex are restricted to human beings. Hanafi Fiqh. 2. 4. 69836, 149035 and 158755Dua Alam not haram only consider Makruh. Yes credit cards are deemed to be illegal since banks accrue interest from the money given to the customer. As Shaykh Faraz Rabbani has explained, some scholars have stated that games that involve dice are not inherently impermissible. Last month I couldn't pay the car installment due to eid and ramadhaan so now they told me that I have to pay 5 rials to postpone that installmentAnswered by Shaykh Faraz Rabbani. If customer chooses to pay by debit / credit card, a 2% service fee is added to the invoice to cover the bank commission fee charged to seller. A charge card is permissible to use just like a credit card if you are confident of paying off the balance before any additional charges accrue. I don’t use this card anymore, I just want to get rid of it as soon as possible, therefore, apart from taking some for food, petrol, and bills, I transfer the rest of my wages to pay my credit card. Acceptable reasons in the Shariah include:-. 1. interpretation of Sharia law have enabled products to emerge. What do the scholars say about friends playing Cards eg Traditional cards eg Ace, four of spades etc but without money involved? Is it permissible or not Answer: In The Name Of Allah, The Most-Merciful, The Most Kind If the playing of cards includes betting and gambling then it will be totally haram. No one can ask Him about what. Allah (SWA) in the Holy Qur’an has said, “O you who believe! Intoxicants, gambling, al-ansaab (stone altars for sacrifice to false gods), and al-azlaam (arrows. And the answer is yes, it’s haram for Muslims to celebrate Christmas ( source ). “As it is haram to hold credit cards (As they are charging on transaction) is it OK to use other person credit card and in turn pay? As many times there is need to do on line transaction 1. They are legally viewed as being gifts. A local bank issues prepaid debit cards in such a way that if the initial deposit is less than 100 Eur, then the setup fee will be 5 Eur. According to sharīʻah, the obligation is to pay off the entire amount owed to the credit card company. However, chess and games of its like are generally addictive and in addition to it are a complete waste of valuable time. Hanafi Islam is a madhab, which means a school of thought in Sunni Islam. And Allah knows best. Other Muslims argue that taking out. Ustadh Tabraze Azam holds a BSc in Computer Science from the University of Leicester, where he also served as the President of the Islamic Society. Answered by Ustadh Tabraze Azam. However, if the transaction is on credit, there is a possibility, no matter how minor, of stepping into interest that cannot be ignored. Question # 1: My Youngest brother is working in UNION BANK in karachi as a credit card sales person. Allah (SWA) in the Holy Qur’an has said, “O you who believe! Intoxicants, gambling, al-ansaab (stone altars for sacrifice to false gods), and al-azlaam (arrows. If there are no other impermissible elements, such as gambling, then it would be permissible to accept such rewards and benefits. Essentially, the Credit card will be charged with a certain amount at a fixed percentage per annum in such a way that the EMI will be Rs 20664 for a 3-month tenure and Rs 10332 for a 6-month tenure. In some cases, banks allow. Salam alaikum, Brother I was wondering if it is okay to accept rewards from Credit cards or not? e. For any additional future deposit there’s no such fee. It’s the marriage of a fund manager, which can often be known as the general partner, and the investors in the hedge fund, sometimes known as the limited partners. Now I am paying 1300 aed every month but the gold is already with me. However, it is halal and permissible to use credit cards that do not include. If you are confident you will be able to pay them off before having to pay any interest, then they are a clever way of getting an interest-free loan to pay for your car. But my question is there is an agreement on interest payment which is haram and the credit card is not the necessity of life now. In case of late fees paying interest is unlawful, though you have agreed on paying interest. Gambling with these cards is haraam. To sum up my situation, my father has loaned money to me to help me purchase a house. Unlike credit cards, a charge card does not have an interest rate associated with it although there are fees for late payments, which, for the most part, is akin to charging interest and is. الجواب و بالله التوفيق. Answered by Shaykh Faraz A. And Allah Ta'ala (الله تعالى) knows best. I know interest is haram so I pay back within days and never had any interest paidPlaying cards (tash) is makrooh since one gets so much involved in it which causes indifference towards salah and laziness in religious matters. The best way of using these cards is to open an account wherefrom all the amounts owing are debited to avoid the possibility of default which may carry the risk of interest. In the same manner, they will not take out loans or have credit cards because of the interest charges on defaulted payments. by quranmualim. My family has a car business and they have an overdraft in the bank and mortgage properties and buy and sell cars based on. Some Muslims believe that playing the piano is Haram (forbidden) as it is considered a form of music and therefore considered to be entertainment. com » Is it allowed to use someone else’s credit card for transaction? Related Q&A. A: If these companies are not based on interest then it is permissible. They will still charge you late fees according to their scale (which they don’t say). g. If you use a credit card which uses interest to buy food and other household items, do these items become haram, forA: If the cards you are referring to are bicycle cards, then generally people gamble with these cards. Title: Can i use credit card in hard times instead of asking others to help for money (kharz e hasana). Alcohol is believed to cloud one’s judgment and lead to undesirable consequences, such as loss of self-control and impaired decision-making. In modern terms, an ‘Insurance contract is an agreement whereby one party, the insurer, in return for a consideration, the premium, undertakes to pay to the other party, the insured, a sum of money or its equivalent in kind, on the happening of a specified event, which is contrary to the insured’s financial interest’. According to Islamic Law, there are a number of criteria that individuals must adhere to, in order to ensure their investment or other income is considered halal. Interest paid at or lower than the rate of inflation can be seen as paying back the true value of the loan. Gambling is unlawful and haram in Islam. All this is done to incentivize customers to use credit cards for their. My bank offered me to transfer cash to my current account against my credit card limit at 0% interest if returned within 12 months. People are going for credit card only to enjoy its offers and. Assalam-o-Alaikum, To simplify my understanding please let me know if I got this right, 1) Debit cards are OK. Lobster and crab weren’t considered “fish” by the Arabs, and are thus considered impermissible to consume in the Hanafi school–where the permission for the “produce of the sea” (sayd al-bahr) in the Qur’an [3. If one owns 40% of shares in a company, then how is Zakaat calculated on his share? My question is regarding a credit card. The ruling on video games and their permissibility is partially based on this issue. e. ”. Car financing can only be halal if the financing is interest-free and ensures that the person getting the money uses it widely. Therefore, if a cash back credit card charges interest on the cash back that is earned, it would not be considered halal. Q. The wisdom behind the firm prohibition of. The same ruling is on bonus miles and. I would like to know whether its permissible or impermissible to get discount offer from Bank cards on food outlet. g. The distinction comes from the extraction – the scholars consider that natural rennet can in no way be virtually purified. Amin. some credit card companies offer point reward system e. Answer: Assalamu alaikum wa rahmatullahi wa barakatuh, I pray that you are in the best of health and faith, insha’Allah. Halal or Haram? If haram Why expalin please in the light of quran and hadith Wasalam. The annual fee is charged by the credit card company in exchange of the services it provides. And, if there is no balance in the account to pay to the creditor then the credit card should be used keeping this thing in mind that the issued bills are paid within their period so that they incur no interest, since paying interest on credit is also Haram (sternly prohibited). 00:03:14--> 00:03:46. however I have this debt for my credit card – may Allah forgive me. Q: Is it permissible to use a credit card facility? A: Yes, it is permissible to use a credit card facility. 2. Darul Ifta, The Prohibition of Riba (Usury) in Islam – Shaykh Faraz Rabbani. And Allah Ta'ala (الله تعالى) knows best. Thank you for your question. However, you should bear the following in mind concerning credit cards: a. It does not store any personal data. Gambling is unlawful and haram in Islam. It is for this reason that the fee is fixed irrespective of whether the credit card is used or not and the extent to which it is used. Home » Hanafi Fiqh » Askimam. However, ebay does make up for that in volume and are skin fades haram hanafi quantity. In such a job you are earning a legitimate wage and thus the income is halal. The Hanafi scholars are of the opinion that delivery is one of the essentials in an Islamic contact. E-money works best when it facilitates new solutions to existing problems. And Allah knows best. Included ghost or serial killer must have sex scene. The first being interest and the second being gambling. Think of a ledger, it contains different records and information on transactions. Credit card cashback is haram in Islam as it involves riba, encourages people to overspend, and goes against the principles of Islam. To sum up my situation, my father has loaned money to me to help me purchase a house. Student loans are haram for three key reasons: Student loan interest is higher than the rate of inflation. In the name of Allah, Most Gracious, Most Merciful . And Allah Ta'ala (الله تعالى) knows best. Related Q&A. The blockchain is simply a way to store data inasmuch a spreadsheet or a graph is. Credit: ruangguru-413. The reason for this is that one is not placing any wealth at stake in order to obtain a prize or reward. It is permissible for an individual to sell a gift card to someone else, provided that the restrictions issued by the commercial vendor/issuer do not prohibit selling it to a third party and prevailing custom does not prohibit such sales, since vendor-issued gift cards that entitle their holders to certain quantities of merchandise for free (or. However, a credit card holder should ensure that deposits are made on time to avoid paying interest. The nature of the job is permissible. Set it and collect blessings from Allah (swt) for the khayr you're supporting without thinking about it. Yahya related to me from Malik from Musa ibn Maysara from Said ibn Abi Hind from Abu Musa al-Ashari that the Messenger of Allah, may Allah bless him and grant him peace, said, "Whoever plays games of dice has disobeyed Allah and His Messenger. ” And he said, “Allah is pure, and excepts nothing but the pure…” Wassalam,. However, a credit card holder should ensure that deposits are made on time to avoid paying interest. It is. We also try to identify the. Related Q&A. There is no definitive answer to this question as it is a matter of personal opinion. However, according to Imam Abu Yusuf (Allah. You can keep all the income, and you do not have to give it away. The Hanafi scholars are of the opinion that delivery is one of the essentials in an Islamic contact. Q: Is it ok for a computer programmer to work for companies like Visa, Master card, American express as a subcontractor? These companies are working to make transactions only. To sum up: there is nothing wrong with continuing to follow the Hanafi madhhab whilst adhering to sound beliefs. Islamic law prohibits usury, which is the charging of interest on a loan. Answer. For any additional future deposit there’s no such fee. blogspot. Some Hanafi scholars may say that playing the piano is permissible, while others may say that it is not allowed. What Is Cryptocurrency 2. Reviewed by. This is really an incentive program operated by Credit Card Companies to encourage use of the card by the card holders. In many cases, car financing can be enjoyed by Muslims if the shari’ah. So all interest is paid for profit. In so far as rewards and incentives are concerned, they will be treated as. I wanted to ask a question relating credit card. e. However, if entry into a game show is free and no fee is demanded, it would not constitute gambling, hence permitted. And Allah Ta’ala Knows Best. Typically, an Islamic credit card is constructed so that the. Question: Assalam’aleykum, I have found a hadith in Abu Dawud, (Kitaab At-Tahaarah #83), where the Prophet (peace be upon him) is quoted as saying “Its water is pure and it’s dead are lawful (as food)”. said, “Whoever eats from the haram, the Fire is more deserving of them. Fact checked by. Antaranya jenisnya : American Express (Hijau), Diners Club. Apa-apa caj tambahan ke atas perkhidmatan sebenar adalah haram kerana ia merupakan riba yang diharamkan Syara’ seperti yang digariskan oleh Akademi Fiqh Islam Antarabangsa iaitu pada. It is permissible for a man to look at a woman’s cartoon image, provided he does so without desire. A student-loan would be a. This form of life insurance is commonly referred to as a permanent. A: Rasulullah (Sallallaahu Alayhi Wasallam) said, ‘Whosoever plays chess, it is as though he soiled his hands in the blood of swine. Majority of these cards belong to Professional banking institutions, such as American Express, City Gold Card etc. 3. Rather, they are only impermissible when accompanied with gambling, neglecting prayer, and the like. I did drink it doubtfully which was unwise but I didn’t know 100% it has alcohol-I would never intentionally drink alcohol. (Fatwa: 988/L=394/TL=1432) If a bank receives some amount as fee for providing the facilities, then it is not interest. So all interest is paid for profit. According to Shariah it is permissible to make use of a cred it card if you pay the monthly bills timeously. We would like to show you a description here but the site won’t allow us. Dr. It is permissible to receive such payments as long as they are applied for honestly. Allah (SubhanaAnswered by Shaykh Faraz Rabbani Question: Are credit cards permitted if you ensure to make payments on time and not incur interest? Also, is one allowed to accept points or cash back from credit cards? Answer: Walaikum assalam, Contemporary scholars generally agree that it is permitted to use credit cards with theHome » Hanafi Fiqh » Qibla. The only justification for having one would. org » I have few Credit cards and I am very care ful about not paying any interest Related Q&A Is it permissable to use a credit card?When we purchase anything using Credit card we are get Bonus/ Reward points. gambling. AOA Mufti Sahab, Hope you and your team is fine. Answer (Fatwa: 370/328/D=1433) It is lawful to use credit card to buy goods provided the card holder already has amount in his account, so that the company which issues the card could receive its debt from his account or in case of no amount but the payment of the bills is paid in fixed times so that no interest is incurred on it, because it is haram to pay interest. The client (s) pay the IT company (that you work for) and the IT company pays you. Is it still halal to use a credit card and agree to pay interest if late? Using the points from credit cards, is it permissible? What are Islamic laws concerning the use of credit cards?In this day and age, the use of credit card has become so common that at times, not having a credit card becomes very challenging, especially when dealing in a conventional and. Gambling is unlawful and haram in Islam. And Allah Ta'ala (الله تعالى) knows best. For Muslims, before trading, investing, or banking, it is. in our work agreement company must be provide us all kinds of medical treatment but it is not clear how will provide it is cash money or inssurence card. One has the firm resolve and ability to pay the amount before the accruing of interest; and. Is all this stuff now haram? Must I throw it all out? What am I supposed to do about this?Haram vs. The Hanafi view is base on a narration pertaining to Aisha’s disapproval of Zaid bin Arqam’s practice of bay’ al-inah:Nor are prepaid cards a direct substitute for debit or credit cards. But, as Muslims, we must first ask ourselves if it is haram to celebrate Christmas in Islam. 2. (2) In case of delay the two percentage which one has to pay as penalty is interest and thus unlawful. com. Can i use credit card in hard times instead of asking others to help for money (kharz e hasana). Other than that, car financing is ‘halal’ if the money or payback methods for that financing are spread in an even way and free of Interest. If a person topped up his card for £100 and paid £90, it means £90 is in trust and the store has offered him a gift to purchase goods for £10. I want to confirm that these rewards points after redemption provide us gift vouchers so can these vouchers be taken into personal use? In the name of Allah, the. In the Name of Allah, the Most Merciful and Compassionate. Hanafi, Shafi’i,. I know interest is haram so I pay back within days and never had any interest paidConsumption of Alcohol. Hajj and Umra (Shafii) Halal and Haram Hanafi Fiqh Hanbali Fiqh Health Hereafter History Inheritance Inheritance (Maliki) Inheritance (Shafii) Intimacy Jihad and. ) given by such institutions is. now company give us inssuerance card. Issued by Dubai Islamic Bank, the senior Sukuk has a maturity period of 5 years until 16th February 2027. You are allowed to advise them to take a more cautious position, but you. A tax refund, rebate, or deduction is a reduction in one’s tax obligations. Assalamu-alaikum Mufti saab,My question is about credit card bank offering certain loan in cash or purchases based on certain fees for facility with 0% interest for limited time. If I win a prize, will this be halal or haram? Please note that I don't pay interest on my card i. As such one can only subtract the upcoming installment of $500, and has to pay zakat on $4500. This is considered to be Riba and is considered prohibited in Islam. And Allah Ta’āla Knows Best. Debit / Credit Card. com. please advice jazakallah khair Answer (Fatwa: 846/638=H)Credit card is allowable as far as it is free from interestThe best opinion regarding smoking is Makrooh At-Tahrimi as there is not enough strength in all the above points to say smoking is Haram. Is it permissible to use loyalty cards, that offer points every time you shop at the store and can then be used to get a certain amount of money deducted from the price of a product? Answer: Assalam aleykum, This would be permitted. So, today I understood that credit cards from any conventional bank is haram since you are signing a contract to pay riba interest if you pay after the one/two month period. Answer. Answer: The rule that is distinguishes permissible playing (from the impermissible) is: that which is based on and begun on conjecture and guessing is haram, however if after it is begun, the game depends on thought and reflection such as backgammon and all that is a part of it like the dice used in it (backgammon), all of. They offer convenience, security, and enable us to make transactions swiftly in. Bitcoin exchanges are also called bitcoin trading platforms and cryptocurrency exchange. This is also haram, because of the hadeeth. A charge card is permissible to use just like a credit card if you are confident of paying off the balance before any additional charges accrue. org » I know that receiving interest is not pemissible,. In the name of Allah, Most Gracious, Most Merciful . Yes, it is permissible to purchase cat food and feed it to a pet cat, even if it contains unslaughtered meat. November 19, 2023. Q: Status of playing cards in Islam just as a game withou betting? A: Because it has some resemblance with gambling, abstain from it. EFT. EFT. According to the Islamic perspective, credit cards are considered haram,. So, today I understood that credit cards from any conventional bank is haram since you are signing a contract to pay riba interest if you pay after the one/two month period. They say that it is equal to discounting a bill of exchange, hence not allowed in Shariah. This means that one has the financial means to do so, and one’s. Answered by:Mufti Ebrahim Salejee (IsipingAnswered by Shaykh Faraz Rabbani My mother forgot to pay the credit card bill on time, and now there's an amount of interest she has to pay. Makruh Tahriman. There is an interest free duration of 55 days if paid then no interest charge. Answer-. what is an order in shariya Bank debit card. Based on that, if the credit card is Islamically acceptable, there is nothing wrong with benefiting from this offer, whether the card is from an Islamic bank or otherwise. With regard to the validity of this Hajj, it is valid even if the money with which one does Hajj is haram , but it is not a proper Hajj. Puzzles and crosswords of permissible content are permitted to make and play. No menu itemsHome » Hanafi Fiqh » DarulUloomTT. Answered by Sidi Faraz A. The second option is have a debit card in a conventional bank, which does not attract any interest. Because riba-based money is not permissible for you, you have no right to take any more than the capital, and you. Contemporary scholars generally agree that it is permitted to use credit cards with the following conditions: One has the firm resolve and ability to pay the amount before the accruing of interest; and. It is considered riba and is prohibited in Islam. "As it is haram to hold credit cards (As they are charging on transaction) is it OK to use other person credit card and in turn pay? As many times there is need to do on line transaction 1. Allah (Subhana Wa Ta’ala) knows Best. 4) Working as a cashier at a bank is also not permitted. 2. Gambling is described in the Qur’aan as; “Filth (vile acts)from the acts of shaitaan” [Surah Ma’idah:90] Gambling also turns one away from the remembrance of Allah Ta’ala and results in enmity and hatred between players.